How much does UBI cost? | Basic Income News

source: Healthcare.Gov

As I have been saying for a while now, here, and here, it is not a condition of IF we can afford to do this, it is a question of WHY NOT. With the CEO of Facebook calling for it and other tech personnel as well; it really is a time which has come. This is just as important as the fight for $15 and not mutually exclusive, despite what some may opine.

I just completed some simple, “back-of-the-envelope” estimates the net cost of a UBI set at about the official poverty line: $12,000 per adult and $6,000 per child with a 50% “marginal tax rate.” They are in a paper entitled, “the Cost of Basic Income: Back-of-the-Envelope Calculations.” It’s currently under peer-review at an academic journal and available in un-reviewed form on my website.

Here are some of its most important findings:

The net cost — the real cost — of a roughly poverty-level UBI is $539 billion per year, less than 16% of its often-mentioned but not-very-meaningful gross cost ($4.15 trillion), less than 25% of the cost of current U.S. entitlement spending, less than 15% of overall federal spending, and about 2.95% of Gross Domestic Product (GDP)

This $539 billion UBI would drop the official poverty rate from 13.5% to 0%, lifting 43.1 million people (including about 14.5 million children) out of poverty.

This UBI will be a net financial benefit to most families with incomes up to $55,000, making it an effective wage subsidy (or tax cut) for tens of millions of working families.

The average net beneficiary of this UBI is a family of about two people making about $27,000 per year. The family’s net benefit from the UBI would be nearly $9,000 raising their income to almost $36,000.

Lowering the marginal tax rate to 35% would spread the benefits of the UBI program to more of the middle class while increasing the cost to $901 billion.

The cost of a UBI of $20,000 per adult and $10,000 per child is $1.816 trillion per year, less than 85% of total entitlement spending, less than 45% of total federal spending, and less than 10% of GDP.


-Karl Widerquist, Begun in New Orleans, completed at Cru Coffee House, Beaufort, North Carolina, May 21, 2017


Originally published at basicincome.org on May 26, 2017.

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Medical Data Overload 2.0

Medical Data Overload 2.0

A previously embedded post on the subject discusses the wearables market with the potential to make better medical decisions and outcomes. A drawback of not being endowed with financial resources is that first-hand trial/error is not always possible. Now Verily, one of the Alphabet companies, is finally releasing a device that allows advanced data to be acquired for specific research purposes.

Verily Study Watch is designed with these key features:

  • Multiple physiological and environmental sensors are designed to measure relevant signals for studies spanning cardiovascular, movement disorders, and other areas. Examples include electrocardiogram (ECG), heart rate, electrodermal activity, and inertial movements.
  • A long battery life of up to one week in order to drive better user compliance during longitudinal studies.
  • Large internal storage and data compression allow the device to store weeks’ worth of raw data, thus relaxing the need to frequently sync the device.
  • A powerful processor supports real time algorithms on the device.
  • The firmware is designed to be robust for future extensions, such as over-the-air updates, new algorithms, and user interface upgrades.
  • The display is always on so that time is always shown. The display is low power and high resolution for an appealing look and a robust user interface. Note: currently, only time and certain instructions are displayed. No other information is provided back to the user.

(Harry Xiao, Tushar Parlikar, & David He, 2017)

This product is not currently available for sale, which means the greatest benefit to the targeted community will not be able to participate fully. Granted, it is early in the wearables game regarding the Center for Medicare and Medicaid Services (CMS) and thus their mechanisms that revolve around payment and access are not in place. Verily is associated with Google so their cloud will be used. Nothing against their cloud, but for this to become mainstream, the data must be agnostic when it comes to cloud storage, HIPAA requirements, and other aspects of this service.

via VERILY RELEASE STUDY WATCH FOR MEDICAL RESEARCH


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California Single Payer Is a No-Brainer – Jacobin

California Single Payer Is a No-Brainer – Jacobin

I have written and tweeted to stories about this very subject. A non-governmental observation with distinct clarity has proven to me that the most logical solutions are not the one’s that are implemented. Oligarchic influences and “special” interests outside the moneyed class have much to lose if this proposal follows through. Never mind that some of these same entities will benefit with a guaranteed income stream of new business. There are two existing successful models for what California is trying to do. Medicare and the VA. Virtually every other industrialized country has a version of universal healthcare as a right for its citizens. Medicare has issues regarding what they will and won’t pay for, and this is not always communicated properly to medical professionals and especially patients. As a personal example, my physician writes a prescription for Ondansetron, nausea and vomiting inhibitor that actually works, and is recommended for cancer patients all the way down the sickness chain. When it was first prescribed for me, Aetna, the Medicare Rx provider in my area, would pay for it. For what has been cited as cost reasons, they decided not to pay for it without notice to me (not that they are required to tell me…). It is their system, they write and can change the rules of the game without my consent; I get that. Despite this, it’s still better than not having the option at all or having to pay full retail for this, last time I checked, around $5 a pill. Any system has flaws, but they can be fixed if the parties are so inclined. Our job is to force their inclination.

via California Single Payer Is a No-Brainer

FCC seeks comments on Broadband mHealth

FCC seeks comments on Broadband mHealth

The linked article below spends time talking about POTUS45’s FCC that is led by Ajit Pai. After his stance on Net Neutrality that is the subject of much controversy, some would question his commitment to an expansion of mHealth to serve everyone, regardless of location in America. Matters are not helped when a distinct beneficiary of the changes he proposes is one of his former employers. This used to be called a conflict of interest; now it is business as usual.

The paper and linked article both cover seven points that the publication aims for:

  1. Promote Effective Policy and Regulatory Solutions That Encourage Broadband Adoption and Promote Health IT
  2. Identify Regulatory Barriers (and Incentives) to the Deployment of RF-Enabled Advanced Health Care Technologies and Devices
  3. Strengthen the Nation’s Telehealth Infrastructure Through the FCC’s Rural Health Care Program and Other Initiatives
  4. Raise Consumer Awareness About the Value Proposition of Broadband in the Health Care Sector and its Potential for Addressing Health Care Disparities
  5. Enable the Development of Broadband-Enabled Health Technologies That are Designed to be Fully Accessible to People With Disabilities
  6. Highlight Effective Telehealth Projects, Broadband-Enabled Health Technologies, and mHealth Applications Across the Country and Abroad—To Identify Lessons Learned, Best Practices, and Regulatory Challenges
  7. Engage a Diverse Array of Traditional and Non-Traditional Stakeholders To Identify Emerging Issues and Opportunities in the Broadband Health Space

(mHealthIntelligence, 2017) & (“2017-09309.pdf,” n.d., pp. 3–9)

2017-05-13-redux.jpg

All of these initiatives are all meaningful and comprehensive. However, one very important aspect was missing from all of this: No mention on how to pay for this. I searched through the entire document, and nothing came up for either Medicare or Medicaid; Therein lies the problem. The very constituency that is most at risk for mHealth and can derive the most benefit from it have few means of actually paying for it. This is not to say that the underserved and rural populations do not resources, but a glaring omission of this magnitude makes for inept policy. A comment period is posted, so the odds of this being addressed are pretty good.

The dominant medical provider in my market has a Virtual Visit service that is $49, requires a Credit Card, and not covered by Medicare/Medicaid. (“Virtual Visit | 24/7 Online Urgent Care | Carolinas HealthCare System,” n.d.) There is one other important requirement, you must physically be in North Carolina at the time of visit. A reasonable assumption is the system has geofencing capabilities to enforce this.  DMCA and other issues arise if using a VPN to spoof locations; have not and will not tempt fate here. The other medical provider has a similar setup and pricing, however, you must already be in their network/system. Either way, the costs remain a barrier, not the technology.

via FCC Seeks Input on Broadband Expansion for mHealth, Telehealth


2017-09309.pdf. (n.d.). Retrieved from https://www.gpo.gov/fdsys/pkg/FR-2017-05-10/pdf/2017-09309.pdf

mHealthIntelligence. (2017, May 11). FCC Seeks Input on Broadband Expansion for mHealth, Telehealth. Retrieved May 13, 2017, from http://mhealthintelligence.com/news/fcc-seeks-input-on-broadband-expansion-for-mhealth-telehealth

Virtual Visit | 24/7 Online Urgent Care | Carolinas HealthCare System. (n.d.). Retrieved May 13, 2017, from http://www.carolinashealthcare.org/virtualvisit

There is hope for Newspapers after all

There is hope for Newspapers after all

Once upon a time, in the pre-digital world, I was an ardent subscriber of whatever newspaper in the city I lived in. Opelika-Auburn News during my school days, or The Charlotte Observer. Both papers have paywalls now, and in the case of the “O”, have made many changes to staff, content, and even paper size that doesn’t add up to the $1 daily {Observer is $1.50} and $2 Sunday prices charged. The O-A News is a small town paper and is only semi-politically oriented {lean right}, but does tend to have hands off coverage of the largest entity in its area, Auburn University (Disclosure: 1989 graduate of said U). Here is a story in the Huffington Post, one of the news websites generated in the digital, web age, which is attempting to provide broad destination content with a bit of an edge. The story that is linked below is an example of such content. As for the Observer, editorial and sales are now in the NASCAR building and production is elsewhere in the county. A major city news cycle brings political coverage and slants into play; they become evident. Unfortunately, for them, if you want real information on what is happening in this city, they are not the go-to place to find it. Similarly, this can be said for the six TV news operations locally and two radio news operations. There is a way to get back there, and the linked content is a primer for this.

This Computer Language Is Feeding Hacker Values into Young Minds

(RIJASOLO / Getty Images)

Screenshot from Scratch

This article is not necessarily one that my Fertile Mind came up with, but was shared with me in two ways. I do subscribe to the Medium channel where this story originates, BackChannel. The other method is the very present in the Microsoft developer world, Channel 9.

I have just finished a tutorial to familiarize myself with the concept. Nothing to write home about or to all of a sudden become the TechGod of the QC. Here is my contribution.

Last year, I went to Nigeria with Mark Zuckerberg. One of the first stops on the trip was a program that taught kids how to code. When Zuckerberg entered the room, many of the young students had a hard time pulling themselves away from their projects, even to gawk at one of the world’s richest men. Facebook’s founder instead came to them. “What are you making?” he’d ask. And they would proudly say, “A game!” or whatever it was, and begin showing him how it works. Zuckerberg would stop them. “Show me the code!” he’d say, because, well, he’s Zuckerberg, and any occasion is ripe for an ad hoc programming review. And that’s when the kid would click on a menu that toggled from the game to the LEGO-like building blocks of a Scratch program.

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This happened several times, with kids ranging from ages 8 to 15. In every instance, the maker of a cool project could clearly show this famous visitor how he or she had methodically implemented a plan. Zuckerberg was clearly impressed. As we headed up the stairs to leave the building, Zuckerberg called out to me, “Scratch! Have you heard of this?”

Oh, yes I had. Though it was not yet released to the world when Zuckerberg left Harvard to launch his quirky little startup, Scratch (developed just a couple of T stops away) is quickly becoming the world’s most popular computer language for kids taking their first bite of programming. Last year, over 120 million people came to its site, and many of them built and shared projects, at a rate of a million a month. “It’s the gateway drug for Silicon Valley engineering,” says Fred Wilson of Union Square Ventures, a Scratch supporter.

But I also knew that Scratch, celebrating its 10th anniversary this month, was something more than training wheels. A product of the MIT Media Lab, Scratch is steeped in a complicated set of traditions — everything from educational philosophy to open source activism and the pursuit of artificial life. The underpinnings of this tool subtly, and sometimes not so subtly, convey a set of values through its use. So while those kids in Nigeria were hopping onto a stepping stone to a computer science career, they were also absorbing a very specific and in some ways quirky set of values that could be called hackerish, in the classic sense. These values include reverence of logic, an unshakeable belief in the power of collaboration, and a celebration of the psychic and tangible rewards of being a maker.

Scratch’s supporters, which include a number of funding programs, a cadre of passionate adherents in the education world, and an entire foundation devoted to its distribution, might disagree with my conclusions. But as I looked into Scratch’s success in its first decade, I found that the coolest part of the story was not how it effectively prepares kids for “real” coding (though that’s pretty cool). What really impressed me was how it taught kids to think like hackers.

Mitchel Resnick came to MIT to be close to Seymour Papert, a legendary figure whose treatises on computer science and education virtually established the way people think about that combination. “I really believed in his mission and his dream,” says Resnick. “Computers should not be used just to deliver information, but to empower kids to express themselves and engage with powerful ideas.”

One of Papert’s most noted contributions was Logo, a simple computer language for kids. Though Resnick loved the language — he introduced a variation of it in his PhD thesis — eventually he came to bemoan its limitations. “Logo hadn’t kept up with the times,” says Resnick, who by the 1990s was heading a group at MIT’s Media Lab charmingly dubbed the Lifelong Kindergarten Group. One of his projects was establishing a series of after-school “Computer Clubhouses” in low-income communities, a program eventually funded by Intel. “We saw that lots of kids wanted to create their own interactive stories, games, and animations, but there weren’t good tools to do it,” he says. So in 2003, he and his team wrote a National Science Foundation request that proposed a beginner’s programming system that improved on Logo in three ways:

  1. More tinkerable. “Logo was too fussy — like most text-based programming languages, getting the syntax and punctuation right was very important,” says Resnick. But you could build Scratch projects by dragging and dropping blocks that represented functions, building a program very much like a LEGO structure. This wasn’t surprising, because Resnick’s group had been instrumental in helping LEGO come up with the ideas and technology that would lead to that company’s Mindstorm products.
  2. More meaningful. Scratch is based on doing things. This jibes directly with the Papert mission of helping kids express themselves with technology, as a way of helping them learn about the world and themselves. The best way to do this, figured Resnick and his team, was to give Scratch access to the rich media kids encountered online — music, photos, voice, and video.
  3. More social. “If you’re creating things, you want an audience,” says Resnick. So from the get-go, with a single click on a prominently placed button, Scratchers could put their work online and get feedback and shoutouts from the community, and even make friends with potential collaborators. At the same time, they would be inspired and informed by what others were creating.

Like the hacker culture that sprang from MIT decades earlier, Scratch reflected the mindset of the small community that built it. They designed their values into it. “We were doggedly idealistic,” says Karen Brennan, who joined the team soon after launch, and now, as an associate professor at Harvard, studies Scratch and helps teachers integrate it into their curriculums. The open-source mentality was built deep into Scratch, which has always been free to anyone. And anything made with Scratch is automatically part of the Creative Commons.

Scratch code for a flying bat.

You can even sense this creation’s leanings by the name the team bestowed on it. In part, the name Scratch refers to empowering kids to build projects “from scratch,” as opposed to a “paint-by-numbers” method that doesn’t imbue the same pride of creation. But the grad student who first suggested the name was giving a nod to the noise that a deejay makes when dragging the needle on an LP — relevant to Scratch because it allows kids to “remix” the work of others by giving them access to the code written by their peers, and encouraging them to integrate the pieces they like into their own projects.

May 2007 was the official launch of Scratch. Coincidentally, that week a BBC reporter had been hanging out at the Media Lab, and mentioned it in the story. The influx of people checking out the new language crashed the server. “Since the report ran in England, it was like four o’clock in the morning, and we had to run to the lab to fix the server,” Resnick recalls.

Starting from the Computer Clubhouses, Scratch began to take off. Though endless commercial firms tried to push their products into schools, or to guilt-trip parents into buying their software, Scratch gathered a global audience of millions by word of mouth. (More than half of its users are overseas, and its commands are translated into more than 50 languages.)

The Scratch project editor.

But the difference between Scratch and commercial software went much deeper. Scratch was always a mission. Resnick has a story that shows the difference. He once spoke at a conference, following a presentation from an executive of a commercial educational software firm based in Europe. The exec boasted that his software was developing an immersive online world based on Warriors, a set of children’s books set in a world populated by clans of wild cats. He outlined how his software would let kids “consume these narrative missions” — essentially taking a first-person view of a story provided by his firm’s storytellers.

Resnick zeroed in on the word consume, which was the antithesis of what he wanted Scratchers to do. To him, Scratch was not about passively submitting, but creating — and creating yourself in the process. As the speaker droned on, Resnick typed “warrior cats” on the Scratch site search box and found hundreds of projects based on the series. One was a detailed character generator that allowed others to build personalized warrior cats. Another was an amazingly intricate game where players could control a warrior cat, fight rivals with a number of different techniques, and identify a medicinal plant in the environment for healing potential. Over 1,500 fellow Scratchers had played the game and left over 100 comments.

Resnick quickly downloaded the images and put the projects into his talk, the better to distinguish what made Scratch different from the commercial world. “In one case, children are interacting with digital technologies, participating in someone else’s story.” he said. “In the other case, children are creating with digital technologies, telling their own stories.”

Ten years into the experiment, Scratch is booming like never before. In 2013, the Media Lab team built Scratch 2.0, which increased sharing by allowing Scratchers to see and copy the code of any project online instantly — previously, they’d had to download the source. The improvements have dramatically increased usage. The next version, under development now, will probably kick off a bigger rise, as for the first time it will be much easier to create Scratch projects on mobile devices — the way much of the world accesses the internet. Scratch 3.0 will also allow kids to incorporate all sorts of exotic digital devices, such as 3D printers, into their programs.

Meanwhile, Scratch, which to date has not methodically been baked into K-12 programs, is finally becoming a formal part of a tech literacy curriculum. Resnick’s former student Karen Brennan has written a guide for schools, and she says that New York City is on track to have Scratch in every public elementary school within two years.

Scratch itself will always be free. The 20 people who work on it at MIT are supported by a number of funders, including an organization called the Scratch Foundation, co-founded by Resnick and David Siegel, who heads the hedge fund Two Sigma. (Siegel came to the cause via his son, an avid Scratcher.) The community hosts “Scratch Day” events throughout the world, many of which will be held this month. (Check out if there’s one near you.)

Though a broader dissemination of Scratch can’t help but boost computer literacy, I’m more interested in the way it spreads two ideas in particular: self-identify and openness.

Harvard’s Brennan, who has studied the effect of Scratch on kids who love it, explains that as they build projects, Scratchers develop a stronger self-image, as well as a broader view of the way technology interacts with their everyday existence. “This wasn’t originally on our radar,” she says, “but we saw that as kids talked about how much the work meant to them, they were seeing themselves as capable in new ways. Girls in particular too often see themselves not as computer people. But it’s hard to say that someone isn’t the kind of person who makes things with code — if they are actually making things with code!”

Scratch code for a flying sprite.

The other implicit lesson of Scratch is the value of sharing and collaboration. As Resnick described how collaboration on Scratch works, I recalled a phenomenon I had once written about regarding the early days of computer culture at MIT, and its implicit advocacy of a radical sharing that has miraculously spread and joyfully persisted to this day. In the late 1950s and early 1960, the very first hackers stored their programs on paper tapes, stored in drawers in cabinets alongside the room-sized machines. Anyone was free to pick up the tape, feed it into the computer, study the code, and make changes and improvements — and then punch out another tape and leave it for the next person.

From the start, Scratch offered a similar radical openness. But it wasn’t easy for kids to accept that in the beginning. “If you think learning to code is hard, try learning how to share,” says Resnick. One kid was so bent out of shape by having her creation “remixed” that she gave a TEDx talk about it!

“Kids were understandably a bit ruffled,” says Brennan. “The Scratch culture ran counter to all the other messaging they were getting in school, about being graded on individual effort. Taking from others’ work and building on it was very different.” The solution was a design intervention that made sharing more fun and productive, like explicitly building in aspects for credit and attribution.

“We put a lot of energy into trying to create a culture that helps kids adapt these values,” says Resnick. “Having a sense of openness and being a good citizen in an online community is definitely part of what kids are getting from this.”

Of course, Scratch does nurture future programmers. During a Scratch Foundation event earlier this year, I met Joseph Tenezaca, a young student at the South Bronx Early College Academy Charter School, who proudly showed off his Scratch product. “My goal,” he told me, “is to become a computer scientist.” If he makes it to Harvard, he will find that during the first week of its introductory computer science course, students use Scratch to get a sense of the fundamentals of programming — and to make it fun and easy for them to build something right away. “The dropout rate for the course went down substantially after they started to use Scratch for the first week,” says Resnick. “Particularly the dropout rate for women. The reasoning is that people saw right away that they could do something meaningful and interesting.”

I hope that many kids who discover coding through Scratch — particularly those from groups who have traditionally not felt welcome in computer science — find fantastic careers in the field. But just as important is that a much bigger number of Scratchers will internalize its core values of collaboration, openness, and the importance of being not only a consumer, but also a maker. And someone who thinks like a hacker, in the best way.

The world needs a lot more Scratchers. Fortunately, that’s going to happen.


Originally published at backchannel.com on May 5, 2017.

George Will: Trump Has a Dangerous Disability

Ms. Ravitch has forgotten more about education and current events than I will ever know. I make a point to listen to these scholars.

Diane Ravitch's blog

George Will is a conservative columnist with a deep reverence for history and tradition. He is probably the most serious and respected conservative intellectual in the nation. On Thursday, he wrote a column called “Trump Has a Serious Disability” that was widely read. It was trending on Twitter. “Trump does not know what it is to know something.”

He writes:

“It is urgent for Americans to think and speak clearly about President Trump’s inability to do either. This seems to be not a mere disinclination but a disability. It is not merely the result of intellectual sloth but of an untrained mind bereft of information and married to stratospheric self-confidence.

“In February, acknowledging Black History Month, Trump said that “Frederick Douglass is an example of somebody who’s done an amazing job and is getting recognized more and more, I notice.” Because Trump is syntactically challenged, it was possible and tempting…

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